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Having too much cash sitting on the sidelines in a money market fund might seem like a safe move. But history shows that there’s an opportunity cost to playing it too safe. Simply put, cash has less growth potential and most likely won’t help you reach your long-term goals. Even with periodic market downturns, history shows that markets eventually rebound, recoup their losses, and ultimately move higher — outperforming cash by a wide margin. | Jennifer S. Kingston, CFP, RICP
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Ignoring blind spots in your retirement plan can cost you more than you think—sometimes a lot more. It's not just about saving enough; it's about spotting hidden risks like taxes, healthcare costs, and market timing before they sneak up on you. Are you confident your plan covers what you haven't thought of yet? #uneffyourfinances Learn More stgeorgewealth.com | Nicholas St George, CFP, CRPC - Wealth Advisor
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