Part of determining if a mortgage refinance is practical is weighing the balance between its benefits and costs.

A cash-out refinance replaces your current mortgage with a new, larger one. It includes the remaining balance of your original loan plus an additional amount that you’ll withdraw in cash. This cash ...

Student loan refinance rates have held relatively steady to start the month of March. As of March 19, 2026, student loan ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Borrowers tend to think about refinancing their mortgage when interest rates are sinking. But actually, there can be several reasons that make a particular time the right time to swap out your old ...

Mortgage interest rates fell to an 11-month low last week, giving both homebuyers and current homeowners looking to refinance reason for optimism. It wasn't that long ago that rates here were at their ...

A cash-out refinance lets you tap into the equity you’ve built up from years of regular mortgage payments. In exchange for a reduction of equity, you get access to cash that you can use for whatever ...

Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned indirectly by Fox Corporation. The Fox Money content is created and ...

Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc. (Credible), which is majority-owned indirectly by Fox Corporation. The Fox Money content is created and ...

Editor's Note: This post was updated to reflect President Biden enacting federal student loan forgiveness on Aug. 24, 2022. Some offers mentioned below are no longer available. Refinancing your ...